TravelOcat’s Protect Assist is a must have when you’re on holidays. Protect Assist designed to provide financial protection for unexpected events that impact a traveler’s trip. Popular benefits on a travel Protect Assist include coverage for trip expenses, medical emergencies, and luggage.
1. Cancelled Trips
This is the #1 concern with most travelers.
Plane tickets, cruise fare, tour packages, hotel rooms, charter fishing boats, golf greens fees.
You invest money when planning a trip. If these expenses are pre-paid and non-refundable, you risk losing it if something goes wrong.
Trip Cancellation Coverage reimburses you for pre-paid, non-refundable expenses if you need to cancel your trip before you depart.
Covered reasons to cancel your trip:
- Sickness, injury, or death of you, a family member, or a traveling companion
- Hurricane damages your destination or cancels your flight
- Laid off from work or required to work
- Terrorist incident in your destination city
- This is only a partial list, but you can see it covers very common situations for cancelling.
Trip Interruption Coverage is similar to cancellation coverage but covers you while you are on your trip for the same list of covered reasons.
2. Medical emergencies abroad
This is crucial, and often overlooked.
Would you feel comfortable having a family member risk inadequate medical care in a foreign country?
Protect Assist will cover you for accidents and emergency medical and dental care when you travel abroad.
3. Emergency evacuations
Emergency Evacuation Coverage will pay for emergency evacuation expenses such as airlifts and medically equipped flights back home, and oftentimes will transport you to the hospital of your choice for care.
An ambulance to the hospital, an airlift to a more adequate hospital, getting you back home on board a medically-staffed flight afterwards…evacuation expenses can easily cost $50,000.
4. Lost bags, delayed bags, delayed flights
These coverage are for the “smaller things” that are nice to have. Again, the list is not complete but it will give you an idea of some additional coverages.
Baggage Coverage can reimburse you for your personal belongings if your luggage is lost, stolen or damaged.
Baggage Delay Coverage provides money to buy essential items until your delayed bags arrive, such as a toiletry kit, a swimsuit, or another change of clothes.
Travel Delay Coverage provides reimbursement for additional expenses if your flight is delayed, such as an extra night in a hotel or a meal at a restaurant.
5. Phone assistance 24/7 worldwide
This is about having a ‘lifeline’ to call when something happens.
Medical emergencies, stolen baggage, lost passports, cancelled flights. Our Protect Assist team provides 24/7 support for all of these needs.
This service is most important when you have a medical issue.
Our Protect Assist Team helps you in:
- Locating nearest adequate hospital if needed
- Organizing medical transportation
- Arrangement for treatment and overcome any language barriers
- Organizing transportation home
In addition, non-medical assistance may include:
- Lost baggage search; stolen luggage replacement assistance
- Lost passport/travel documents assistance
- Travel information including visa/passport requirements
- Emergency telephone interpretation assistance
Additional coverage with Protect Assist
Protect Assist coverage for accidental death or dismemberment.
Hazardous Sports extends the medical coverage to cover activities like SCUBA.
Rental Car Collision replaces your personal insurance or the rental company policy.
Identity Theft provides services to help in the event of identity theft while traveling.
Protect Assist covers cancellations, medical expenses, evacuations, losses or delays, and 24/7 assistance
